Net → Gross Pay Calculator

“I want KES 100,000 in my pocket” — here's the gross salary that actually costs, worked backwards through PAYE, NSSF, SHIF and the Housing Levy.

The goal

Desired net take-home (KES)What should land in the pocket each monthMortgage interest (optional)Deductible up to KES 30,000/month — lowers the gross neededOther deductions (SACCO, loans — optional)Added on top so take-home still hits the target

Required gross salary

KES 0.00

PAYE: 0.00
NSSF: 0.00
SHIF (2.75%): 0.00
Housing Levy (1.5%): 0.00
Net take-home: KES 0.00

Statutory deductions rate: 0.0% of gross

Estimates based on 2026 statutory rates (Finance Act 2023 PAYE bands, Tax Laws (Amendment) Act 2024, NSSF Year 4 limits effective Feb 2026: KES 9,000 / 108,000). For guidance only — payroll edge cases exist. Need it done for you? Talk to us.